TheLevelTeam

TheLevelTeam

Deal analyzer

Draws?When construction cash is drawn over the build — changes IRR timing only, not profit or multiple. Upfront: all at the start (most conservative, lowest IRR). Tranches: equal releases in stages (set how many). Even: spread smoothly across the build.

Property?Name, address and date for this deal. Saved automatically while you're signed in.

The home?The finished house you're going to build and sell.

2,800 sf
$1010/sf · $2.83M

Your costs?The two biggest things you spend on: the land and building.

$600k
$365/sf

The loan?Choose all-cash or a financed level; if financed, pick what the loan covers.

Loan covers?What the loan is sized on. Build only: you pay cash for the land, the loan funds construction. Land + build: the loan covers both — more leverage, less cash in (the source-spreadsheet model).

67% · $1.41M

Want every fee, permit and commission? Switch to Advanced up top.

Results

Home sells for?The price the finished home sells for — home size × price per square foot.

$2.83M

final sale price

You invest?Your own cash: the land (always cash) plus your share of construction. The bank funds the rest.

$694k

your cash in the deal

Your profit?What's left after every cost — land, construction, fees, financing and selling costs.

$566k

after every cost

Return / year?Your annual rate of return on the cash you put in, accounting for when money goes in and comes back out.

73.4%

IRR

Money multiple?How many times you get your cash back. 1.30× means you end with 30% more than you put in.

1.82×

cash returned

Who pays for what

Green is your cash; blue is the bank's construction loan. Together they fund the whole project.

Your cash $694k
Bank loan $1.41M

Where the money goes

How total cost splits across land, soft costs, hard construction and financing.

Land $624k
Soft $55k
Hard $1.29M
Financing $134k

Cash vs. loanDeal-level

The whole project, before the investor split. Financing lowers total profit but raises the return on the cash you put in.

32.4%
All cash
1.36× · $700k profit
49.1%
45% financed
1.54× · $612k profit
145.0%
85% financed
2.64× · $527k profit

What the investor takes home

The investor gets their cash back, a 6.0% preferred return, then 70.0% of the remaining profit.

Cash invested?The investor's equity in the deal.

$694k

+ Preferred (6.0%)?A fixed annual return paid on the invested cash before profit is split.

$42k

+ Profit share (70.0%)?The investor's share of profit after the preferred return.

$367k

= Investor receives?Total the investor walks away with: cash back + preferred + profit share.

$1.10M

Investor multiple?Total received ÷ cash invested.

1.59×